25 Most Ridiculous Insurance Claims Ever

Posted by on July 19, 2013

While insurance plays an important role in society there are pitfalls to any social system. Of course, not everybody on this list is out to suck as much money as they can from the insurance companies…some are genuinely having a terribly unfortunate day, but either way these claims can be pretty funny. These are the 25 most ridiculous insurance claims ever.

25

Cow Lick

A couple vacationing in southern France filed an insurance claim for the paint on their car after it got licked off by a herd of cows.

24

Isabel Parker’s Slip and Fall

For 7 years between 1993 and 2000 Isabel Parker pretended to slip and fall in various locations. After doing it nearly 49 times she filed insurance claims worth nearly a millions dollars. Unfortunately for her the insurance company didn’t fall for it.

23

Marc Thompson’s Arson

Marc Thompson burned down his house while his 90 year old mother was inside in order to collect $730,000 of insurance. He is now serving 190 years behind bars.

22

Monkey Business

While vacationing in Malasia a couple had their clothes stolen and scattered around the jungle by a thieving band of monkeys. The insurance company agreed to cover their losses.

21

Broken nose, broken pride

A British tourist in Athens ended up running into a bus shelter after supposedly being distracted by a group of females. In spite of his embarrassing mistake the insurance company still cover the hospital bill.

20

Don’t Sleep And Drive

Fortis insurance paid out a whopping $44 million when Gary Hart fell asleep at the wheel and killed 10 people.

19

Parachute Problems

A family on vacation in England were in for a surprise when a parachutist landed on their equipment destroying most of it. The insurance company wouldn’t pay for the damages.

18

A Slippery Slope

Snow sports aren’t exactly known for being safe. Maybe this is why every winter insurers dish out over a $100 million.

17

iPhone Issues

A farmer in Minnesota filed a claim on his iPhone when he lost it in the rear end of a cow when he was helping with calving in the middle of the night.

16

Mouse Soup

A Virginia woman filed a claim against Cracker Barrel when she said she found a mouse in her soup. Upon closer inspection by the restaurant they determine that there was no cheese in the rodents lungs and therefore the mouse was not cooked with the food. The woman is now in jail for attempted extortion.

15

Watch Out

A jeweler in London tried to file a claim when a customer brought him a 200 pound watch to fix. He accidentally ended up returning him a 10,000 pound watch but the insurance company decided he was on his own.

14

Up In Smoke

A clever lawyer bought a pack of cigars and had them insured against all sorts of catastrophes including floods, storms, and of course fire. A few months later he filed a claim saying his cigars had all disappeared in a series of “small fires”. The insurance company correctly assumed that he had smoked them and told him to get lost. The judge however force the insurance company to pay up because they didn’t specify the type or size of fire in the contract.

13

A Wet Wedding

When the bride’s dress caught on fire the future husband grabbed her and through her into the Caribbean water. Although the wedding didn’t really go as planned at least the insurance company was willing to dish out for the dress.

12

Merry Christmas!

An Indiana man driving home from Christmas shopping was behind a car with a Christmas tree attached to the roof when all of a sudden the tree slid off and came crashing through his windshield. The other driver sped off and the police ended up telling him he might as well keep the tree. A free tree and a brand new windshield…not a bad Christmas.

11

Camel Kick

A man on vacation in Australia put in a claim on his car after a wild camel supposedly kicked in the door. The insurance company was understandably weary but after a video evidence was produced they forked over the cash.